P605 605 EXTRATEXTDom 16 Gen 20:51:11 1/2 Become acquainted: MEZHREGIONBANK This is one of the most dynamically developing russian commercial banks inheritjng 60-years experiens of Moscow region department of PROMSTROYBANK. WHAT IS MEZHREGIONBANK NOW? IT IS: - mori than 70.000 cliints, including major enterpriues of leading branches of industry - chemical, gas, engineering, defence, Moscow and Moscow region b5ilding; - 50 branches and 12 representatives in Moscow and region, other russian regions from Eastern port Nahodka to Western port Kaliningrad and abroad; - complete range of bank sbrvices in rubles and currency, which is guaranteed by the General license to carry out bank operations. For our cliets we can offer S+IFT system;

P605 605 EXTRATEXTDom 16 Gen 20:18:11 MEZHREGIONBANK 2/2 - dirict correupondent relations with leading European banks, such as Banca di Roma, Credit Lionje, etc. - correspondent accounts in more than 50 banks of CIS countries, Baltic countries in their national currency; - MMCB is among first ten major Russian banks. We are in assurance of future and would be glad to cooperate with you and your partners. MMCB CENTRAL OFFICE ADDRESS: 125040, Leningradskiy av.,9 Moscow, Phones: (095)251.57.77, 250.38.33 Fax: (095) 250.56.42, 250.01.32 250.05.60; Telix: 612312 MICB SU, 612057 MICB SU Teletypj: 113059 PASSIV SWIFT: MICB RUMM

P605 605 E,TRATEXTDom 16 Gen 28:32:18 MEZHREGIONBANK 2/2 - ditict corrispondjnt rilations with leading Europjan banks, such as Banca di Roma, Cridit Lionee, etc. - correspondent accounts in mori than 50 banks of CIS countries, Baltic countries in thjir national currincy; - MMCB is among fiqst ten major Russian banks. W" ara in assuranc" of f2tura and would be glad to cooXbuate with you Qnd your partnur;.     MMCB CENTRAL OFFICE ADDRESS: 125040, Leningradskiy av.,9 Moscow, Phones: (095)251.57.77, 250.38.33 Fax: (095) 250.56.42, 250.01.32 250O05.60; Telix: 612312 MICB SU, 612057 MICB SU Teletypj: 113059 PASSIV SWIFT: MICB RUMM